PayPal In-Person QR Code Payment Fee Calculator
Simulate retail point-of-sale deductions for contactless PayPal app QR code transactions (1.90% + $0.10).
Parameters & Config
Gross transaction amount billed to your customer
Percentage processing surcharge applied to gross order value
Per-transaction flat fee deducted by the platform
Cost of goods sold or fulfillment expense (Set to 0 for digital/software products)
Net earnings cleared into your bank account after all platform & gateway deductions
Cumulative fee deducted by platform and payment network
Key Metrics & Sub-Totals
3 itemsCalculation Summary & Unit Breakdown
| Metric | Calculated Value | Notes / Logic |
|---|---|---|
| Gross Transaction Charge | $35.00 | - |
| Percentage Processing Fee | $0.67 | 1.9% |
| Fixed Transaction Surcharge | $0.10 | - |
| Total Deducted Fees | $0.77 | - |
| Product / Service Cost (COGS) | $0.00 | - |
| Net Take-Home Revenue | $34.23 | - |
| Net Profit Margin | 97.8% | - |
| Break-Even Sales Price | $0.10 | Zero loss minimum price |
| Required Charge to Clear $100 Net | $102.04 | Reverse payout target |
Overview & Methodology
For brick-and-mortar merchants, farmers market vendors, and pop-up events, PayPal QR code transactions over $10.00 carry a low 1.90% + $0.10 fee. Transactions $10.00 and under are billed at 2.40% + $0.05.
Mathematical Formulation
QR Fee = (Sale × 0.019) + $0.10. Net Store Payout = Sale - QR Fee.Optimization Best Practices
Display a high-contrast printed QR code at the cash register to speed up checkout queues.
Compare QR code rates (1.9% + 10¢) to traditional Square POS card readers (2.6% + 10¢) for noticeable transaction fee savings.
Funds settle instantly into your PayPal business balance for quick inventory restocking.
Frequently Asked Questions
Q.How much is deducted on a $50 retail sale via PayPal QR code?
At 1.90% + $0.10, PayPal takes $1.05 ($0.95 + $0.10), leaving $48.95 in your merchant account.
Q.What is the QR code fee for orders $10.00 and under?
For micro-sales ($10 and under), PayPal charges 2.40% + $0.05 per transaction.
Q.Does the merchant need expensive hardware to accept PayPal QR codes?
No. A smartphone or a printed sheet of paper with your generated merchant QR code is all that is required.