Shopify Basic Plan Processing Fee Calculator
Simulate e-commerce product sales profit on Shopify Basic ($39/mo plan) with 2.9% + $0.30 card processing.
Parameters & Config
Gross transaction amount billed to your customer
Percentage processing surcharge applied to gross order value
Per-transaction flat fee deducted by the platform
Cost of goods sold or fulfillment expense (Set to 0 for digital/software products)
Net earnings cleared into your bank account after all platform & gateway deductions
Cumulative fee deducted by platform and payment network
Key Metrics & Sub-Totals
3 itemsCalculation Summary & Unit Breakdown
| Metric | Calculated Value | Notes / Logic |
|---|---|---|
| Gross Transaction Charge | $65.00 | - |
| Percentage Processing Fee | $1.88 | 2.9% |
| Fixed Transaction Surcharge | $0.30 | - |
| Total Deducted Fees | $2.18 | - |
| Product / Service Cost (COGS) | $25.00 | - |
| Net Take-Home Revenue | $37.82 | - |
| Net Profit Margin | 58.18% | - |
| Break-Even Sales Price | $26.06 | Zero loss minimum price |
| Required Charge to Clear $100 Net | $129.04 | Reverse payout target |
Overview & Methodology
The Shopify Basic plan ($39/month billed monthly) includes Shopify Payments online credit card processing at 2.9% + $0.30 per transaction, with 0% additional transaction fees when using native Shopify Payments.
Mathematical Formulation
Shopify Fee = (Sales Price × 0.029) + $0.30. Net Profit = Sales Price - Shopify Fee - Product COGS.Optimization Best Practices
Always activate Shopify Payments; using an external third-party payment gateway on the Basic plan triggers a 2.0% penalty fee.
Upgrade to the standard Shopify plan once monthly online sales cross $8,000 to save on the lower 2.6% transaction rate.
Utilize Shop Pay at checkout to boost conversion rates by up to 50% compared to guest checkout.
Frequently Asked Questions
Q.How much fee is deducted on a $100 order on Shopify Basic?
Shopify Payments deducts $3.20 ($2.90 + $0.30), leaving $96.80 before your product cost.
Q.What is the penalty fee for using PayPal or Authorize.net on Basic?
Shopify assesses a 2.0% transaction fee penalty on all sales routed through third-party gateways on the Basic plan.
Q.At what monthly revenue should you upgrade to the $105/mo Shopify plan?
At approximately $16,500/month in revenue, the 0.3% rate reduction (from 2.9% to 2.6%) fully offsets the $66/month plan price difference.